Home Renovation Financing

Flexible Financing from a Trusted, Local Partner

A home renovation is a significant investment. The right financing strategy can give you more flexibility in how you choose to fund it. Our partnership with Lamb Financial gives Chicago-area homeowners access to financing options that can help make renovations possible without delaying plans.

With more than 35 years of mortgage lending experience, Lamb Financial provides personalized guidance throughout the financing process, helping you explore options that fit your goals, budget, and timeline.

Whether you’re financing part of your project or the entire investment, Lamb works alongside the Airoom team to help ensure your financing and renovation align from the start.

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Tailored Financing Options

Lamb Financial offers some of the best home remodeling loans and payment packages available, including options that keep your project financing separate from your current mortgage so you can keep a low mortgage rate.

Renovation Home Equity Line of Credit (Renovation HELOC) & Standard Home Equity Line of Credit

Best for phased renovations, additions, or projects with evolving costs

  • Lines up to $750,000
  • No impact on your current mortgage
  • After renovation value appraisal

Renovation Mortgage

Best for major renovations or additions where combining balances simplifies your finances

  • Loan amounts up to $2M
  • Fixed or variable rates
  • As-complete appraisal maximizes borrowing power

Rapid Renovation Loan

Best for smaller renovation projects

  • Loan amounts up to $100,000
  • No impact on your current mortgage and no closing costs
  • Approval in 24–48 business hours

Standard Home Equity Loan

Best for covering one-time expenses

  • Loan amounts up to $300,000
  • No impact on your current mortgage
  • Fixed principal and interest payment

Cash-Out Refinance

Best for larger home renovation projects or for homeowners with no mortgage

  • Loan amounts up to $2M
  • Replaces your existing mortgage
  • Often the lowest rate option for homeowners with no mortgage
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